Forest Whitaker plays Abe Holt an insurance investigator sent to look into a suspicious fatal car accident. The soul beneficiary of the one million dollars death benefit is the sister of the victim, Isold (Julia Stiles), who lives with her son Thor and her husband Fred (Jeremy Renner) in a poor cabin in the middle of nowhere. Along the investigation, Abe discloses the truth about the fraud, but feels sorry for Isold and Thor and tries to help them with tragic consequences.
